Progress with the Affordable Care Act (ACA)
Most of us have been following the news concerning the ACA. The first open enrollment period closed on March 31, 2014. A late surge pushed the number of enrollees through the individual marketplaces to about 8 million, which exceeded Congressional Budget Office (CBO) expectations. The coverage gains mandated for young adults have decremented their number without health insurance by between 1 and 3 million. All health care plans must now meet comprehensive benefits standards (bronze, silver, gold and platinum levels), and over 28 states and D.C. are moving forward on Medicaid expansion.
For the individual marketplaces 8 million new enrollees is the start, with the CBO projecting up to 25 million gaining insurance via the marketplaces by 2017. Moreover, perhaps 5 million people may gain coverage in 2014 directly from insurers, partially prompted by the individual mandate. Of note, the requirement that enrollees use lower-priced providers (narrow networks) and charge substantially more when individuals go out of network may prove challenging for the delivery of tertiary surgical care at teaching hospitals.
Overall, the CBO estimates that the ACA will decrement the number of uninsured in America by 26 million by 2017. Polls suggest that the portion of U.S. adults lacking insurance has fallen from 18% to just 13% over the last year. The experience varies by state, and those states not electing to expand Medicaid are projected to have less benefit. Finally, the sustainability of the ACA depends upon many items, the most important of which may be the ability to sustain cost control across the spectrum of care.
Although estimates vary, somewhere between 10 and 20 million Americans appear to have gained coverage or have enrolled in a new plan under the provisions of the ACA since enrollment opened on October 1, 2013. No matter where one sits in the political spectrum, we as health care providers (and as citizens of the U.S.) should feel proud of this accomplishment.
"Overview: Charles J. Yeo, MD, FACS,"
Jefferson Surgical Solutions:
2, Article 3.
Available at: http://jdc.jefferson.edu/jss/vol9/iss2/3